PET INSURANCE

Puppies are full of energy and curiosity, and sometimes that can lead to unexpected accidents or health issues. Pet insurance acts as a safety net, ensuring that you won't be caught off guard by unexpected veterinary expenses. This financial security allows you to focus on your puppy's well-being without stressing about the cost of care.

Pet insurance typically covers a range of veterinary services, including regular check-ups, vaccinations, emergency visits, and even surgeries.

  • TRUPANION

    We’re available 24/7: 1-855.210.8749

    From nose to tail, we’ve got your pet is covered:

    Hereditary conditions your breed is prone to inheriting

    Unidentified issues, even if your pet doesn't have an official diagnosis

    Congenital conditions your pet developed before birth

  • SPOT PET INSURANCE

    1.800.905.1595

    Pet insurance covers your dog or cat in case of unexpected injuries or illnesses. With Spot plans, you can customize your coverage to best suit the needs of you and your pet.

  • LIBERTY MUTUAL

    With multiple policy options, we offer customized pet insurance starting at less than $1 a day.

    Plus, you can pick the deductible, annual maximum, and reimbursement amount that work for you.

TRUPANION

FAQs

Is pet insurance expensive?

Pet insurance costs can vary a lot based on things like your pet's breed, age, and health, plus the type of coverage you choose. Usually, pet insurance can be anywhere from $10 to $100 per month. Even though it might seem like an extra expense, it's important to think about the possible money stress if you have to pay for unexpected vet bills on your own. Those costs could be way more than the monthly insurance payment, especially if your pet gets seriously sick or hurt. So, having pet insurance can be a smart way to handle these situations without breaking the bank.

What Does Pet Insurance Cover and How Should You Choose?

How Should You Choose Pet Insurance?

  1. Coverage Options: Assess the coverage offered by different plans. Look for policies that address your pet's specific needs, considering factors like breed, age, and potential health risks.

  2. Deductibles and Premiums: Understand the deductible (the amount you pay before the insurance kicks in) and the premiums (monthly or yearly payments). Find a balance that suits your budget while ensuring adequate coverage.

  3. Reimbursement Percentage: Determine the reimbursement percentage offered by the plan. This signifies the portion of covered expenses that the insurance will pay. Higher reimbursement percentages often come with higher premiums.

  4. Exclusions and Limitations: Read the policy carefully to spot any exclusions or limitations. Some plans might not include pre-existing conditions or certain treatments, so it's important to be aware of these details.

The extent of your pet insurance policy’s coverage will depend on the provider and plan that you choose. When choosing a plan, coverage you may look for includes:

  • Preventative/wellness care

  • Hereditary conditions

  • Unexpected illnesses and injuries

  • Dental care

  • Diagnostic tests

  • Surgeries

  • Hospitalization

  • Medication

  • Supplements or prescription food

  • Behavioral therapy